US Auto Insurance Guide

Texas is a long way across, and the state allows speed limits of up to 85 mph on its most remote stretches of highway. The Texas Highway Patrol last year wrote 3,726 citations for drivers traveling a speed of 100 mph or more.

In July, the Minnesota Department of Public Safety ticketed 21 motorists for driving more than 100 mph. One driver was going 135 mph.

More than 300 drivers in Chicago clocked in at 40 mph or more over the posted limit in 2010.

We are a nation with a heavy right foot. But some of us have feet made of lead.

Not all speeding tickets are created equal.

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Find out which factors you can control to keep your cost down.

Although many factors—like the color of your car—don’t weigh into the cost of your auto insurance, others do. Some of these are beyond your control. Many of them reflect actions or decisions, though, so you can control your costs. Here are five you should know about.

1. Age or driving experience. Younger drivers and those who have less experience are more likely to have auto accidents, so they typically pay more for insurance. However, Nationwide’s Family Plan allows you to pass on some discounts to teen drivers on your policy, saving you up to 25 percent compared to other insurance companies. To lear

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A new  article has highlighted the rapid increase in auto insurance rates, despite what companies commercials might advertise to customers. Rates have not only increased, but experts say costs will continue to rise over the next few years, which means customers may have to rely less on advertisements and decide who to work with and how to lower their premiums on their own.

Auto Insurance Premiums Continue to Increase

There are many commercials from the auto insurance industry advertising low-cost coverage. However, as rates increase for customers from all auto manufacturers, more insurance companies are unable to deliver on their promise for lower auto insurance rates.

A recent study from the Insurance Information Institute revealed that the auto insurance industry increased rates by an estimated 10 percent between 2008 and 2010. Addi

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Last week’s post included analysis of many courts’ interpretations of business interruption coverage and the conflict created by policy provisions requiring a suspension of hotel operations and mitigation of property loss. This week’s post provides tips to help hotel owners and risk managers avoid business interruption coverage gaps.

Cases holding that business interruption coverage is triggered even when the insured suffers only a partial suspension or impairment to its business operations are hard to find and often rely on specific and alternative wording in the business interruption section in the property insurance policy. For e

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Learn how to get affordable car insurance fast. When you are on a budget or just looking to pay less each month, the best insurance options may be closer than you think.

1.  Get Online Quotes

Most people seek affordable car insurance the traditional way. They spend hours calling various companies in search of the cheapest rates. Unfortunately, you may need to answer hundreds of questions only to find out that you have wasted valuable time. Online shopping is one way to avoid the hassle of answering endless questions and disappointments. At the end of the questionnaire, you are either directed to insurance companies that fit your budget or given an instant quote right away.

2.  Get Affordable Rates with Good Credit

A good credit rating can help you get affordable car insurance. T

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Just as Lotus has done with the Evora 2 + 2, Ferrari is adding a grand tourer to its line-up with the introduction of the 2012 Ferrari FF. The “FF” refers to the fact that this exotic sports car will be equipped with four seats and 4-wheel drive. The 2012 Ferrari FF was unveiled in spring 2011 at the Geneva Motor Show, where Ferrari announced that it would replace the retired 612 Scaglietti. Autoblog reports that the new FF will accelerate from 0 to 100 km/h (that’s 62 mph for the metrically-challenged) in just 3.7 seconds, and it can reach speeds of up to 208 mph. This

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