Many businesses have commercial liability insurance policies which provide coverage if they ever lose a lawsuit for damages caused by their goods or services. Here’s an overview of how such coverage generally works: (1) the insured is sued for damages stemming from its business operations; (2) the insured loses in court and is ordered to pay a certain amount; (3) the insured makes an insurance claim with its carrier for those parts of the court award for which the policy provides coverage; and (4) the carrier pays those portions of the award covered under the policy. However, in the case of National Union Fire Insurance Company of Pittsburgh, Pennsylvania v. Pu
Are Deliberate Acts “Accidents” for the Purposes of Insurance Coverage in Texas?
Best Cars for Fat People
America is certainly not well known for skinny jeans. In fact, quite the opposite America is the fattest country in the world by many measures. So while all those tiny electric and hybrid cars are great for the environment, they arent so great for our butts! Sleek and sporty is useless if all you can do is pose next to the car, and you have difficulty even leaning in the door to grab your wallet. Below are some of the best cars for fat people, an explanation why the posted MPG doesn’t apply to everyone and how many wasted dollars we collectively spend on gas every year.

Its not cheap to be overweight and its definitely not cheap to drive when youre overweight. S
Car Insurance Premium Amount Soars for Young Drivers
As per the latest study done by experts at Supermarket Car Insurance, a surprising fact has come up. The study found that the car insurance premiums are soaring high and the young motorists are at stake. The premium amount quoted for a 17 year old would be as high as $11K. Even the rest of the population is facing a steep increase in premiums but the younger ones are at stack. Average increase in premium rates for the adults is about 40% per year, but the drivers between ages 17-22, are facing an increase of about 65%.
Recent research from the Institute of Advanced Motorists (IAM), revealed that the cheapest car insurance quote for an average 17 year old driver would be $8900, and the most expensive quote can go as high as $12000.
As first, it may seem that Insurance companies don’t want business from these youths. B
Is Your House Locked Up Tight?
Locks, alarms and proper installation deter burglars from entering your home.
You probably lock all of your doors and windows before you go out. That’s an excellent start to keeping your home secure. But there’s more to protecting your home. Having the right locks—and the right alarm system for extra security—can help keep your family and possessions safe.
Locks
When you move into a new home, one of your first tasks should be changing all the locks, says Brad Morehead, CEO of SafeMart, a provider of home security and monitoring products. If you’
Finding Cheap Car Insurance for Young Drivers
Age plays a pivotal role in the determination of car insurance premiums. Indeed, your driving record, gender, and age are the three factors that will have the most substantial effect on your rates. Generally speaking, the younger you are, the more you will pay, which is why cheap car insurance for young drivers is more difficult to come by. However, if you shop strategically and modify your policy wisely, you’ll find that cheap insurance for young drivers is more readily available than you thought. Read on to learn why age has such a profound impact on your rates and how you can keep car insurance for teenagers affordable.
The rates an auto insurer charges you may seem arbitrary, but they are actually the product of complex statistical analysis.
Does your car insurance cover oozing molten tar?
Two days before Thanksgiving, more than 150 cars became mired on the Pennsylvania Turnpike in gooey driveway sealant from a leaking tanker truck — goop so sticky that many couldn’t move.
Even those who came to tow stranded motorists wound up disabled by the tarlike substance, which accumulated in massive, rapidly hardening globs on wheels, tires, wheel wells and fenders.
By the next day, more than 130 drivers had contacted the Turnpike Commission to report damage. Car insurance claims from motorists who inadvertently drove into the chaos will be handled by Travelers Insurance, which covers the truck’s operator.
Work crews dumped sand and cinders on the mess, then scraped it off the roadway with snowplows. Whi
Another One Bites the Dust: Daimler Scraps Maybach
We recently listed the cars that are disappearing from dealer showrooms with the 2012 model year. While we lament their passing, as we said at the time, nothing lasts forever, not even the Earth.
While the death of a car is one thing, the death of a marquee is another thing altogether. But automakers themselves are also living on borrowed time, and many have gone to the great big junkyard, or scrap heap, if you prefer, in the sky.
And today, another marquee prepares to make its second trip, a decade after its resurrection. Me

