US Auto Insurance Guide

You are obligated to provide proof of continuous insurance coverage to the Nevada DMV. Don’t worry though; your insurance agent should do it for you.  However, they may not, or they may not do it fast enough, causing an administrative headache trying to prove to the DMV that your insurance never lapsed. If you don’t trust your agent to handle it, you can go to the Nevada DMV website and fill out an electronic Request to Update Vehicle Insurance.  If you recently got an insurance verification response postcard, you need to go to the Verification Response page.

Simple Strategies for Affordable Auto Insurance

If your goal is to minimize your premiums, finding affordable car insurance quotes is half the battle. However, your opportunities to cut costs don’t end there. Even after you’ve selected a policy and a carrier, you can take additional simple steps to put affordable auto insurance within your reach. Make your policy inexpensive and manageable with the following strategies.

Focus on Your Personal Finances

So many of the steps you can take toward affordable auto insurance involve small adjustments to the way you manage, spend, and save your money. For example, a simple way to an affordable car insurance policy is to raise your deductibles, but you will do so at your peril unless you have enough money saved to pay that deductible if you have an accident.

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Those residents out-of-state when their license is up for renewal have the option to renew their license through the mail. To renew your license in the mail you’ll need to:

If you are 21 years old, your license is good for 8 years. If you are between 68 and 74, your license will expire on your 75^th birthday.

If you ask anyone who has experienced a fire, flood, or theft, they’ll tell you that replacing lost or damaged goods can be quite costly, and can result in you having to spend a lot of your hard earned cash when you least expect it. It is actually pointless to move back to your home, even if all the damage to the structures has been repaired, if you don’t have furniture to sit on and appliances to use. There are also items such as clothes, linens, and other personal belongings to consider.

When trying to get the best deal on your home contents insurance, you should always shop around rather than settling for the first deal you find. Compare at least three insurance quotes and take note of what you are getting against the cost of each policy.

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Chicago, Philadelphia and New York are the three worst cities nationwide for unscrupulous auto towing and storage fees, according to a new survey released by the Property Casualty Insurers Association of America (PCI).

Tow truck operators in those cities were the most likely to inflate their fees and make it nightmarish for motorists to retrieve their vehicles, the poll found.

Aggressive operators make a bad situation worse for motorists who have been involved in an accident, said Bob Passmore, senior director of personal lines at PCI.

It is a no-win situation, Passmore said in a news release.

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A new Nevada law targeting motorists who let their liability insurance lapse replaces existing registration reinstatement fees with a tiered system of penalties that are far more severe for serious, repeat offenders.

Existing law requires owners of vehicles registered in Nevada to maintain continuous liability coverage or face suspension of their registration and a reinstatement fee of $250.

The new legislation, which took effect July 1, bases fees and fines on the number of offenses and length of the lapse in coverage.

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When doing a lot of travel there is a tendency to push yourself to keep driving even though you are already stretched to the limit. Don’t. According to AAA, tired drivers were involved in one in six accidents. Additionally, according to AAA’s studies 40% of drivers said they fell asleep while driving at least once and 10% said they had done so in the last year. If you feel tired, have trouble focusing on the road, or just can’t prop open your eyes then it would be best to pull over and stop until you’re rested. If you’re driving with someone, turn over the driving duties to them. It is better to lose some time in travelling than to not reach your destination at all.