US Auto Insurance Guide

As California enters the New Year, both Northern and Southern California have experienced problems with wildfires. Of the six fires in the Northern California Region which occurred over the last month, one still remains active and is only 40% contained in Calaveras County. When Northern and Central California experiences wildfires, even if the local vineyards [...]

Many businesses have commercial liability insurance policies which provide coverage if they ever lose a lawsuit for damages caused by their goods or services. Here’s an overview of how such coverage generally works: (1) the insured is sued for damages stemming from its business operations; (2) the insured loses in court and is ordered to pay [...]

Locks, alarms and proper installation deter burglars from entering your home. You probably lock all of your doors and windows before you go out. That’s an excellent start to keeping your home secure. But there’s more to protecting your home. Having the right locks—and the right alarm system for extra security—can help keep your family [...]

Florida Statutes authorize a civil lawsuit against an insurer when it does not attempt “in good faith to settle claims [and] it could and should have done so, had it acted fairly and honestly toward its insured and with due regard for her or his interests.” Fla. Stat. § 624.155(1)(b)(1) (2011). In general terms, under [...]

Most policyholders understand that the policyholder and the insurance company have different obligations under an insurance contract. In breach of contract and bad faith cases, insurance companies commonly argue the policyholder did not comply with post loss obligations the insured was required to satisfy in accordance with the terms of the policy. In , the District Court [...]

Don’t look now, but the cord-cutting trend continues for Comcast (CMCSA). Things might appear peachy at the country’s largest cable provider based on Wednesday morning’s quarterly report. Revenue soared 51%, and free cash flow climbed 36% higher. However, these figures are inflated given the NBCUniversal deal that had yet to be completed a year ago. [...]

Find out which factors you can control to keep your cost down. Although many factors—like the color of your car—don’t weigh into the cost of your auto insurance, others do. Some of these are beyond your control. Many of them reflect actions or decisions, though, so you can control your costs. Here are five you [...]