US Auto Insurance Guide

Contrasted with paperwork or parking violations, moving violations occur when you are actually traveling in your vehicle. Because the vehicle is in motion and thus more dangerous at the time of the infraction, the penalties for moving violations tend to be more severe than those for others. Moving violations can range from the relatively minor, [...]

Claims between policyholders and their insurance companies can seem simple. I often hear, “My roof didn’t leak prior to the storm and now it does. How can the insurance company say it wasn’t a result of the storm?” Generally, when this is the case, the insurance company has hired an expert to opine about what [...]

With tuition and living expenses increasing, more parents and kids need to share college costs. On average, tuition tends to increase about 8 percent per year1. These hikes are taking place at the same time grant assistance is decreasing. So students—and their parents—are carrying more of the financial burden. So how can you help ease [...]

A blanket property insurance policy covers different types of property at one or more locations and does not specify the valuation of the items protected under the blanket, but instead allocates an overall limit to the policy, upon which premiums are based. The expression “blanket policy” is a term of art in the field of [...]

The last three years have been tough on Toyota Motor Corporation. Multiple reports of unintended acceleration led the Japanese car company to recall nearly 12 million vehicles from 2009-2011. Toyota also saw its market share shrink as well, falling from first to fourth in global sales during the same time period. And now, the automaker is voluntarily recalling [...]

It is a good practice to always review documents in detail before signing them. Courts usually enforce the terms of a document even if one party did not read and understand it before signing. One very important document to read and understand in the property insurance context is a settlement release. A proposed release often [...]

I know it may sound weird to you at first but I really have a recipe for perfect car insurance. Here I mean perfect and not cheap. Cost cutting is reasonable but not at the stack of your car’s security. After doing a lot of research on car insurance supermarket claims and issues, I have [...]