US Auto Insurance Guide

Between 1971 and 1976, two dozen states adopted what is known as no-fault car insurance. Under no-fault laws, people injured in car accidents are compensated by their own insurance companies unless damages exceed a set amount. In theory, no-fault laws should reduce the number of lawsuits filed to determine who is at fault in accidents. [...]

A newly licensed teen driver is probably more familiar with the rules of the road than you are. After all, he or she just took the test. But many driving schools use a curriculum that has not been updated since the 1950s and requires only six to 10 hours of behind-the-wheel experience with an instructor. [...]

The British government is considering a plan to prevent uninsured drivers from refueling their cars. Thousands of license-plate recognition cameras, put in place to keep drivers from leaving gas stations without paying, would be repurposed to cross check plates against the government’s tax and insurance records. Without a match for both in the database, the [...]

Although insurance is mandatory when you buy your house sometimes there are reasons for you to cancel it in West Virginia. To do this you must: Make sure you review your cover at least once a year. You will need to know your rates and coverage. When you are cancelling the policy, start to compare [...]

When you receive a ticket for a moving violation, the state will usually assign demerits or points against your driver’s license. These points can vary substantially according to the nature of the offense. For instance, going ten miles over the posted speed limit will probably only earn you two or three points, whereas leaving the [...]

When Neil Young wanted a hybrid car of his very own, he hired a team of engineers to convert a massive, chrome- and fin-bedazzled 1959 Lincoln Continental to run on electricity and gasoline. Call him crazy. Unigard Insurance Co. is. “The altering of a gas-powered 1959 vehicle and its components is an extreme departure from [...]

Ban all cell phone use on the highways? Good luck with that. Drivers are not only talking and texting more than ever, they’re surfing the Web as well. Penalties are inconsistent from state to state. And the impact of a cell phone ticket on your car insurance rates ranges from mild to none. Not to [...]