US Auto Insurance Guide

When you receive a ticket for a moving violation, the state will usually assign demerits or points against your driver’s license. These points can vary substantially according to the nature of the offense. For instance, going ten miles over the posted speed limit will probably only earn you two or three points, whereas leaving the [...]

When Neil Young wanted a hybrid car of his very own, he hired a team of engineers to convert a massive, chrome- and fin-bedazzled 1959 Lincoln Continental to run on electricity and gasoline. Call him crazy. Unigard Insurance Co. is. “The altering of a gas-powered 1959 vehicle and its components is an extreme departure from [...]

Ban all cell phone use on the highways? Good luck with that. Drivers are not only talking and texting more than ever, they’re surfing the Web as well. Penalties are inconsistent from state to state. And the impact of a cell phone ticket on your car insurance rates ranges from mild to none. Not to [...]

Age plays a pivotal role in the determination of car insurance premiums. Indeed, your driving record, gender, and age are the three factors that will have the most substantial effect on your rates. Generally speaking, the younger you are, the more you will pay, which is why cheap car insurance for young drivers is more [...]

Two days before Thanksgiving, more than 150 cars became mired on the Pennsylvania Turnpike in gooey driveway sealant from a leaking tanker truck — goop so sticky that many couldn’t move. Even those who came to tow stranded motorists wound up disabled by the tarlike substance, which accumulated in massive, rapidly hardening globs on wheels, [...]

Texas is a long way across, and the state allows speed limits of up to 85 mph on its most remote stretches of highway. The Texas Highway Patrol last year wrote 3,726 citations for drivers traveling a speed of 100 mph or more. In July, the Minnesota Department of Public Safety ticketed 21 motorists for [...]

Learn how to get affordable car insurance fast. When you are on a budget or just looking to pay less each month, the best insurance options may be closer than you think. 1.  Get Online Quotes Most people seek affordable car insurance the traditional way. They spend hours calling various companies in search of the [...]